100 Best iPhone Apps for Business Students

As popular as iPhones are, there are countless applications available for business students and professionals. Some are useless, some are fabulous, but these are the best.

Top Ten

These top apps have received rave reviews from technology and business gurus.

1. JustAddMoney: JustAddMoney is a multi-user online expense tracker that runs on your iPhone, iPod Touch, and in any web browser. You can track your spending in real time, entering receipts, checks, credit card purchases, and cash outlay at the time you purchase.
2. Mobile Password Safe: A replacement for password-storage programs like Passwords Plus or SplashID. Specify your own labels, categories, and search your passwords interactively.
3. Goal Tracker: Goal-Tracker is designed to help you reach your goals. Goals must have a due-date and be measurable. Goal-Tracker can help you reach your financial, business, sports, web or health goals.
4. Currency Convert: International currency converter provides up-to-date exchange rates information for over 150 different currencies. There is a built-in calculator in the application. You can perform basic arithmetic calculation on the latest exchange rate. The application is great for traveling abroad, business trip, vacation or buying things from overseas currencies.
5. ACTPrinter: ACTPrinter allows you to "print" any document from your Mac to you iPhone or iPod Touch. Bar codes may be scanned right off your iPhone’s screen.
6. Timewerks: Timewerks is a time-tracking and invoicing application for freelancers, consultants, salespeople, contractors or anyone who needs to track billable hours and create invoices.
7. iBeam: iBeam allows you to instantly send contact information and photos directly to another iPhone over wifi, to any other device via email, or use a barcode to optically transfer contact information.
8. Ledger: Record purchases, transfers, loans, and more with an easy-to-use interface.
9. Task2Gather: Task2Gather keeps all your personal, family, and business tasks in the web cloud, always accessible for you from iPhone or desktop PC. Tasks you create in Task2Gather can be shared with your family members, friends or colleagues.
10. Contact Hero: Contact Hero is your productive anywhere contact manager and online address book. Built from the ground up for mobile devices like iPhone, it is a must for anyone who wants to make and maintain contacts, build relationships, and get ahead.

Networking

Use these apps to get connected with others, or even find a job.

11. LinkedIn: Check out the LinkedIn application for the iPhone to get connected with students and professionals in your network.
12. iTie: Make the right impression, and learn how to put a tie together properly using iTie.
13. Facebook: Stay connected to your social line and make new connections through Facebook.
14. Career Builder: Career Builder’s app will help you find and apply for jobs through your iPhone.
15. TwitterFon: Make use of TwitterFon to be a part of your local network and beyond.
16. Wordpress: The only iPhone app that lets you write posts, upload photos, edit pages, and manage comments on your blog from your iPhone.
17. IM+Lite: Instant Messenger for your phone.
18. Beam ME: A faster, greener, more digital way to send out your business card.
19. Fring: Fring is a mobile internet service and community that enables users to talk, chat, and interact with other fringsters and their online communities from their mobile phones.
20. Loopt: Loopt shows users where friends are located and what they are doing via detailed, interactive maps on their mobile phones. Loopt helps friends connect on the fly and navigate their social lives by orienting them to people, places and events.

Finance

Because in the world of business, money matters.

21. BudgetBuster: It will be easy for you to stay on top of your budget with this iPhone appp that manages and tracks your finances.
22. iBillTo: You’ll find it easy to track your rates, billing, and other details on iBillTo.
23. Currency: With Currency, you can look up current exchange rate information for more than 90 countries and currencies.
24. iXpenseIt: You can use iXpenseIt to track your expenses on the iPhone.
25. Portfolio Live: Real time quotes and portfolio pricing, unlimited number of portfolios, support for multiple lots per symbol, fast symbol lookup.
26. Bloomberg: is among the top five most-trafficked financial sites on the Web. It is regarded as a premier site for news and financial information.
27. iQuoteTracker: iQuoteTracker is an application that gives you a quick and easy way to track the stock prices. It allows you to create a watchlist with unlimited ticker symbols. With the built-in smart alert feature, you can set alert criteria based on the stock prices, 50-day and 200-day moving average, 52-week high and low, and average daily volume.
28. myBudge: A budget tracker that helps you manage your money by tracking your expenses. Since it’s available on your phone you are able to input your expense immediately after spending the money so you always stay on top of your spending.
29. WhatIf: Don’t be surprised by the market. See the effect price changes will/could have on your stocks.
30. StockWatch: StockWatch is a web-app similar to the Native iPhone/iPod Touch stock application, but with a host of additional features.

Productivity

Stay on top of your schedule, projects, meetings, and assignments with the help of these iPhone applications.

31. Torch: Torch makes it easy to manage your projects through the iPhone.
32. MobileMe: Sync your mobile life to your home, office, or school computer using MobileMe.
33. TheCarrot: The Carrot offers life tracking for school, work, health and more.
34. do.Oh: do.Oh offers simple task tracking, as well as iPhone and desktop syncing.
35. Harvest Time Expense Tracker: The Harvest iPhone app will allow you to track your time, expenses, and more.
36. Date Wheel: Use Date Wheel to calculate when your assignments are due, or create a countdown.
37. Dexy: With Dexy, you’ll get convenient free-form note organization on your iPhone.
38. SugarSync: You can remotely access your home or office computer through your iPhone with the help of this app.
39. iTalk Recorder: Dictate, leave yourself notes, and more with the iTalk Recorder on the iPhone.
40. Attendance Countdown: Use Attendance Countdown to keep track of your time.

Organization

As a business student, you likely have numerous emails, papers, notebooks, and Post-Its around your house. Keep your life together by following the links below.

41. iiBlueSky: Use this mind mapping tool, and you can get your ideas in order no matter where you are.
42. Thumb Jot: Thumb Jot makes it easy for you to take notes on the iPhone.
43. Google Calendar: You can keep up with your calendar on the iPhone using Google Calendar.
44. Evernote: With Evernote, you’ll be able to store class notes, to-do lists, and more.
45. 30Boxes: Use 30Boxes in order to stay on top of your schedule of classes, meetings, and more.
46. 43 Actions: 43 Actions will make it simple for you to manage and update your tasks and schedule.
47. Listingly: A free site that allows users to create and manage private or shared lists at the desktop and view them on any enabled cell phone.
48. Pageonce: Manage all your online accounts through one application.is among the top five most-trafficked financial sites on the Web. It is regarded as a premier site for news and financial information.
49. iProcrastinate Mobile: Create the ultimate to-do list with this organizational application.
50. Super Index Cards: Super Index Cards brings the simplicity and flexibility of using index cards to Apple’s iPhone and iPod Touch. Super Index Cards enables the free flow and organization of ideas and text from your fingertips to your iPhone.

Office

A businessperson’s office is his or her most essential space. So take your iPhone with you, and put it to work for you.

51. iZoho: Set up your mobile office with iZoho, an app that offers documents, spreadsheets, CRM, and much more on the iPhone.
52. HyperOffice: HyperOffice helps you transform your iPhone into a business and productivity tool. You can access your Outlook mail, contacts, calendars and tasks right from your iPhone and also share them with your colleagues.
53. TouchType: Get spell check on your iPhone through TouchType.
54. iSpreadsheet: Use this free application to use spreadsheets on your iPhone.
55. Files Lite: Creating, viewing, and sharing documents on your iPhone is easier with Files Lite.
56. PDF Reader Pro: You can upload PDF files to your iPhone and more with this app.
57. Whiteboard: Collaborative Drawing: You can create a collaborative whiteboard over your iPhone with this app.
58. AccelaStudy Vocabulary Builder: Improve your vocabulary every day using AccelaStudy.
59. Box.net: Access and share content from anywhere. According to its Web site, more than 2 million individuals, small businesses, and Fortune 1000 companies around the world use Box to connect with content and people.
60. Time Since: Time Since tracks elapsed time from events you enter. It is a simple, handy, and useful personal-productivity complement to traditional calendars and task lists, for maintenance, personal, medical, business or school milestones.

Quick Helpers

These shortcuts are there for you to use as soon as you need them.

61. iPocket Coach: iPocketCoach provides the fundamental management tool needed to move quickly through several common people management categories, such as conflict, development, feedback and interviewing.
62. GlobalCall: Have business contacts all over the world? Never know when you can call them or when they are asleep? Global Call helps you by checking who is available for communication.
63. iClueless: This is a search portal that puts all the world’s information at the touch of your fingertips, empowering you to search for any information you need at anytime.
64. Date Wheel: Need to calculate the completion date of a project, track when a shipment will arrive, or determine how long something is overdue? Date Wheel calculates the time between two dates in months, weeks, days, and business days and can be used in numerous applications, for both professional and personal needs.
65. Myf2p: This content delivery and display software presents your desktop data on request on your iPhone. Access your desktop applications or data files on your PC or Mac, not just Word and Excel but any programs, any files, even autoCAD, with no limits on what you can share or the amount of storage space you can have.
66. WeDict: Use WeDict to keep a free dictionary on your iPhone.
67. The Vault: The Vault is an application for the iPhone and the iPod Touch that securely stores all of your confidential passwords, PINs, credit and debit card information, bank account numbers, and more.
68. SystemInfo: SystemInfo is a small utility telling you more about your device. It will tell you how long your battery will last and how much space have you got for music, videos, apps etc. without a need to connect to your computer or dig deep into the device settings.
69. Translate: Provides an efficient interface to Google Translation Services. It can increase the battery life and reduce roaming charges significantly by limiting the time your iPhone is communicating over the Internet. Look up your phrase, then just tap on a translated phrase to copy it and paste it wherever you’d like.
70. iGuardDog: Do people pick up your iPhone every time you lay it down just to waste your battery playing games? iGuardDog was made to protect your phone from just that! They are donating 10% of all proceeds to the American Society for the Prevention of Cruelty to Animals (ASPCA).

Travel

Don’t let anything go unnoticed when you leave town. To stay in-the-know, all you need is your phone and these applications.

71. Speeek!: Contains over 1,500 useful phrases while traveling overseas By simply talking into your iPhone in English, Speeek! will find the phrase and speak it in Chinese.
72. Events Finder: Provides events from multiple event sources, such as Upcoming,Eventbrite, and TicketStumbler, all in one application!
73. iSayHello: Speak German, English, French, Portuguese, Italian, Spanish or Polish. Choose your language course and off you go with the language travel guide. This easy-to-use talking travel dictionary with superb audio output is more of a vocabulary trainer and dictionary than a translation program.
74. New York on Tap: New York on Tap was designed to help people find great bars in New York City. It’ll also help you locate the nearest subway and help you figure out where to go next.
75. Payless Car Rental: Rent a Car using your iPhone. Travelers can view, modify, or cancel their reservation using the iPhone. "Call to Book" button connects the customer directly to Payless Car Rental’s call center.
76. Bell Hop: Find photos, information, rates and more on this fast, easy-to-use lodging mobile search.
77. London Travel Guide: Packed full of cool features our London Travel Guides are everything you that would expect from an electronic tour guide, only it’s free!
78. Good Food: GoodFood by Goodrec is the best way to find great places to eat! See what other users love and hate.
79. TripIt: Use your iPhone to access your TripIt itineraries whether you’re online, offline or in airplane mode. TripIt is the best way to organize and share your travel plans. Forward your travel confirmation emails to plans@tripit.com, and TripIt automatically creates a master itinerary for your trip, with detailed information about flights, hotels, rental cars and much more. It also includes maps, driving directions and local weather.
80. SushiGuru: Take SushiGuru with you to sound like a pro when you order sushi. SushiGuru provides you with a searchable database of over 200 entries of Japanese and English names of sushi and sushi rolls.

News

Know the market like the back of your hand…or the face of your phone! Keep up with today’s business news here:

81. Reuters: Get the official Reuters mobile site on your iPhone or iPodTouch. Get news, sports, entertainment, business information and tons more.
82. WashingtonPost Mobile: Read breaking news as soon as it’s released with WashingtonPost Mobile.
83. Marketing Forecast: Marketing Forecast provides a continuous stream of forward-looking marketing and consumer insights from Ad-ology Research and other top research firms.
84. iActu: iActu allows user to access the world information in only one touch. Discover more than 500 newspapers and pass from New York Times to Japan Times.
85. One News Page: One News Page is a leading global news portal offering live news with more than 20,000 news headlines being added each day.
86. NPR: This application gives you the option to hear audio podcasts like the NPR Hourly News and your local NPR Radio station news. Additionally you can browse all news stories by category including local news, most SMSed stories, story of the day, song of the day, politics, business, and science.
87. CBS News Mobile: Read breaking news, and developing stories from CBS News.
88. AP Mobile News: The Mobile News Network, powered by the Associated Press, helps you keep up-to-date with what’s happening anywhere, from your hometown to your favorite locale.
89. ESPN iPhone: Get the most comprehensive sports coverage on your iPhone from ESPN Mobile Web for free, including breaking news and analysis, up to the minute scores, and more.
90. NYTimes Mobile: The NYTimes application allows you to enjoy the professional journalism of The New York Times on your iPhone, wherever you are.

Fun

Don’t take life so seriously! Have a little fun with your phone here:

91. Where to Golf: Gives golfers all the information about a golf course and how to get there. Whether on business, on vacation or in your home town, you’re only a touch away from finding the course you’re looking for.
92. Tetris: Take Tetris for a spin on your iPhone and iPod Touch to experience new twists and enhanced graphics! Drag, Flick and Poke your way through 15 challenging levels.
93. Sudoku: This application has more than 10,000 puzzles. So enjoy one of America’s favorite games, but try to get some work done, too!
94. Crossword: This is a very thorough Crossword application with various levels of difficulty.
95. Word Warp: Make words out of the six jumbled letters provided at each game’s start.
96. Cube Runner: Think ‘Snake’ for current generation telephones. Boatloads of fun, just don’t run your boat into the cubes.
97. Topple: Topple is a quick, tower building game that is theoretically simple yet surprisingly addictive.
98. Trism: A little bit like Bejeweled meets Tetris, Trism stands alone as a distinctive, fun and brain-taxing challenge.
99. Wurdle: a Boggle-like word game available in the iTunes app store. The game is jammed-packed with features, challenging, and most of all, it’s fun.
100. 400 Free iPhone Games: The perfect cure for boredom. This go-to site has 400 free games, from logic cames to old-school arcade games.

50 Awesome Open Courses for Web Writers

With the popularity and ubiquity of writing online, there’s a new demand for web writers. If you’re in college or on your own, studying to become a web writer, blogger, or copywriter, there are lots of courses that can offer you the education you need. Read on, and you’ll learn about 50 awesome open courses for web writers.

Writing Skills

With these courses, you can develop your writing skills.

1. Culture Shock! Writing, Editing, and Publishing in Cyberspace: This course will teach you about writing in cyberspace. [MIT]
2. The Creative Spark: Learn how to get inspired from this course. [MIT]
3. What is Good Writing?: Follow this course to learn what good writing is. [The Open University]
4. Introduction to Writing: This course offers an introduction to writing. [Utah State University]
5. Argumentation and Communication: You’ll be able to improve your persuasive writing skills using this course. [MIT]
6. Expository Writing: Analyzing Mass Media: In this course, you’ll learn how to think of writing in a critical way.
7. Research, Writing, and Oral Presentation: Check out this course for learning how to present information. [Western Governors University]
8. Writing What You Know: Using this course, you can develop your skills for writing. [The Open University]
9. Expository Writing: Social and Ethical Issues in Print, Photography, and Film: Use this course to learn how to develop your expository writing skills. [MIT]
10. Communicating in Technical Organizations: You can build your skills for communicating in a technical environment through this course. [MIT]
11. BBC News Style Guide: With this course, you will learn about the style guide used by BBC News. [BBC]
12. Becoming Digital: Writing About Media Change: Check out this course to learn about digital media. [MIT]
13. English Grammar in Context: In this course, you’ll learn about grammar and more. [The Open University]
14. Foundations of Language and Communications: Take this course to develop your writing, presentation, and reading skills. [Western Governors University
15. Composing Your Life: Follow this course to find out how to express yourself through writing. [MIT]
16. Multimedia Reporting: Covering Breaking News: This course will teach you how to handle breaking news. [News University]
17. Expository Writing: Analyzing Mass Media: You’ll learn how to write persuasively about media in this course. [MIT]
18. Beat Basics and Beyond: Follow this course to get an introduction to working a beat. [News University]
19. Language and Communications: With this course, you will get an introduction to language and communications. [Western Governors University]
20. Becoming Digital: Writing About Media Change: You’ll learn how the shift to digital media has changed writing, communication, and more from this course. [MIT]
21. Cleaning Your Copy: Follow this course to learn how to edit your own writing. [News University]
22. Five Steps to Multimedia Storytelling: Students should check out this course about telling stories with audio, video, and graphics. [News University]

Research

Perfect your research skills with the help of these courses.

23. Intermediate Writing: Research Writing in a Persuasive Mode: With this course, you will get an intermediate level education in persuasive research writing. [Utah State University]
24. Research Techniques & Scholarship in the Digital Environment: This course will teach you how to take advantage of information and research. [University of Virginia]
25. Information Skills Mini-Course: This course will help students build their information science skills. [University of Florida]
26. Information in Cyberspace: Check out this course to learn about the history and information on the Internet. [University of Texas]
27. Internet and Information Access: You’ll learn about the Internet and its resources from this course. [SUNY Albany]

Technical Skills

You can develop your technical skills with the help of these online courses.

28. Learn and Apply HTML: As a web writer, you may benefit from having a good knowledge of HTML. [Utah State University]
29. Technology for Professional Writers: Follow this course to learn about technology that’s essential for professional writers. [Utah State University]
30. Internet Technology in Local and Global Communities: With the help of this course, you’ll be able to understand Internet technology around the world.
31. Connecting People with Online Resources: Find out how to best find high quality online resources and share them with others. [Utah State University]
32. Interactive Multimedia Production: With this course, you’ll learn the essentials of using Flash.[Utah State University]
33. Intro to Tech Communication: This course is useful for learning how to translate your writing skills into technology.

Interaction & Social Media

Use these courses to learn how to make the most of social media and interaction.

34. Introduction to Media Studies: Check out this course to learn about new media including blogging. [MIT]
35. Media in Cultural Context: Popular Readerships: This course will help shed light on developing a popular readership. [MIT]
36. New Media Literacies: Get a look into new media literacies including online social networking, blogging, and more. [MIT]
37. Seminar in Deep Engagement: With this course, you’ll better understand how to forge deep engagements. [MIT]
38. Understanding Online Interaction: Professor David Wiley gives a glimpse into how individuals interact with each other online. [Utah State University]
39. Social Media & Open Education: Learn about social media’s effect on education on this course. [Educational Technology]
40. Social Visualization: Understand the online user audience through this course. [MIT]
41. Using Internet Communications: With this course, you can learn how theories of communication work online. [UMass]
42. Visualizing Cultures: Use this course, and you will get a look into cultural perceptions. [MIT]
43. Key skill assessment: Communication: Use this online course to practice your communication skills.
44. Creating Meaningful Online Discussions: Check out this course to learn how to build effective online discussion. [Connexions]
45. Creating Interactive Media: Use this course to learn how you can make multimedia that’s engaging. [University of Southern Queensland]
46. Communicating in Cyberspace: Learn about various forms of online communication using this course. [MIT]
47. Communicating Across Cultures: This course will help you be more culturally sensitive in your writing.

Legal

These courses offer subjects that are useful for web writers.

48. Online Media Law: The Basics for Bloggers and Other Online Publishers: With this course, you’ll learn about copyright, privacy, defamation, and more for online publishing. [News University]
49. Introduction to Copyright Law: Check out this course to get a lowdown on the basics of copyright law, specifically online. [MIT]
50. A Fair(y) Use Tale: Here you’ll learn about fair use and copyright. [Novell]

50 Fascinating Lectures on the Future of the Planet

As an online student, you’re already on the cutting edge of education and technology. Continue to push the envelope by watching these lectures about how science and technology will determine the future of our planet, from climate change to disease research to robotics to space exploration.

Global Warming, Energy and Environment

These lecturers offer up solutions for climate change and the energy crisis.

1. Atmospheric Cloud Wave: Learn about the atmospheric cloud wave phenomenon here.
2. The Energy Problem and the Interplay Between Basic and Applied Research: Watch Steven Chu’s lecture to understand why he believes there’s still "reason for hope" regarding the energy problem.
3. Leading an Environmentally Sustainable Enterprise: Martin Madaus offers up suggestions for business owners to become more environmentally conscious.
4. Time-lapse proof of extreme ice loss: James Balog leads a presentation with image sequences to prove extreme ice loss on the world’s glaciers.
5. Energy and Entrepreneurship Innovation: This panel discussion revolves around how innovation, technology and entrepreneurship will help deal with the energy crisis.
6. Next Generation Solar Cells: Tonio Buonassisi’s groundbreaking lecture introduces a new system of capturing solar power.
7. Global and Regional Climate Change: Underlying Science and Emerging Riddles: This lecture from Veerbhadran Ramanathan summarizes where we are in terms of climate change and explains the confusing process of finding a solution.
8. Kamal Meattle on how to grow fresh air: Learn how to grow your own fresh air with common houseplants.
9. Al Gore on averting climate crisis: Al Gore offers up 15 suggestions for easy ways to save the environment.
10. Forging a Clean Energy Future: This lecture addresses the massive challenge of switching to non-emitting energy sources.
11. How Would Climate Change Influence Society in the 21st Century?: Rajendra K. Pachauri believes we only have seven years to minimize our mean global temperature increase by stabilizing CO2 levels.
12. Climate Change: The Economics of and Prospects for a Global Deal: Just how would our planet change if a combined global effort to end the energy crisis took hold?
13. Vegetation Dynamics and the Earth System: Martin Claussen helps us understand the future of climate change by studying past changes in the atmosphere and shifts in vegetation.
14. Climate and Energy: Uncertainties in Forecasts and the Problems of Scale: Ron Prinn presents a method of forecasting climate change in this lecture.
15. Solar Energy as a Major Replacement for Fossil Fuel: Roger Angel is working on the climate change crisis and proposes ideas to make solar power a more effective, usable resource.
16. Earth’s physical resources: renewable energy: This lecture from The Open University questions whether or not sustainable energy practices can actually support growing economies.
17. Earth in crisis: an environmental policy in international context: This 8-part lecture series considers the impact of science and the policy makers involved in solving the climate crisis.

Geology and Earth Systems

Study concepts like the Earth’s oxygen cycle and water cycles here.

18. Marine Chemistry: Listen to MIT lectures about atmospheric-ocean interaction, gas exchange, marine carbonate chemistry and more.
19. Electrons, Life and the Evolution of the Oxygen Cycle on Earth: Consider the evolution of the Earth’s oxygen cycle after watching this lecture.
20. Planet Water: Complexity and Organization in Earth Systems: Rafael Bras, who is practically the inventor of hydrology, talks about the significance of Earth’s water cycles.

Space Exploration

By exploring other planets, we can better understand life on our own planet. These astronomy and space exploration lectures serve to teach us about the future of Earth and its place in the universe.

21. The Search for Extraterrestrial Intelligence: Carl Sagan’s lecture addresses different methods of reaching and communicating with extraterrestrial life.
22. Transitioning from the Space Shuttle to the Constellation System: This lecture from a 30-year NASA vet covers space shuttle engineering, troubleshooting and development.
23. A New Age of Exploration: From Earth to Mars: Here you’ll learn about programs and systems that prepare astronauts for space.
24. Space Shuttle Discovery Mission to the International Space Station (STS-121): Stephanie Wilson presents her reality video from space, which includes footage of her using a robotic arm, going on space walks, and more.
25. Mars Science Laboratory: Learn about the latest trip to Mars in this lecture.
26. Developing the Hardware for Future Human Space Exploration: Michael Griffin’s talk supports continued space exploration and particularly on the moon.
27. Frontiers and Controversies in Astrophysics: Learn about Hubble’s law, supermassive black holes, relativity, planetary transits and more as you consider the future of space exploration.
28. What’s New in the Universe: Here you’ll study what’s next in Mars exploration and beyond.

Biology and Health

Review these lectures to find out how our relationships with animals and our own bodies will impact the future of the planet and our society.

29. The Second Law and Biophysics: Kenneth Dill studies entropy to create a new language for biology.
30. Animal Behavior: These audio lectures from MIT help explain adaptive behavior among geese and other animals.
31. Jane Goodall helps humans and animals live together: Jane Goodall offers ideas for how African villages can live alongside nests of apes.
32. Alzheimer’s Disease: Current State and Hope for the Future: Let Li-Huei Tsai brief you on the current state of Alzheimer’s disease and how it can be treated in the future.
33. Peter Ward on Earth’s mass extinctions: Listen to Peter Ward’s talk about his idea that most of Earth’s mass distinctions were caused by hydrogen sulfide, and how this hypothesis pertains to medical research.
34. Nalini Nadkarni on conserving the canopy: Discover why it’s important to conserve the ecosystems of the rainforest.

Culture

This collection of lectures addresses issues relating to the human impact on our planet, including urban development.

35. John Francis walks the Earth: Listen to John Francis’ experiences from walking the Earth for 17 years to learn how to become a more eco-conscious and responsible individual.
36. Stewart Brand proclaims 4 environmental heresies: Let Stewart Brand educate you on cities, nuclear power, genetic modification and geo-engineering as he addresses the U.S. State Department.
37. Wade Davis on endangered cultures: Wade Davis talks about the world’s indigenous culture and why they’re disappearing.
38. Engineering and Earth Systems: Can We Educate a New Breed of Engineers?: What will it take to convince engineers to use sustainable, responsible materials for building and designing structures?
39. Alex Steffen sees a sustainable future: In this lecture, you’ll learn why it’s so important for humans to reduce their carbon footprint.
40. Institutions, Geography and Growth: Consider how geography affects a country’s economic development and how disadvantaged countries can hope to grow in the future.

Technology

Technology is arguably one of the most important factors that will determine the future of our planet. Here, you’ll learn just how advances in technology will lead to changes in the environment and beyond.

41. The Future of Science and Technology in Europe: Jose Mariano Gago discusses how "the EU tends to become the most advanced knowledge-based economy in the world," edging out the U.S. in terms of technological advancement and scientific research.
42. The World is Flat 3.0: Tom Friedman explains how digital interconnectivity has flattened the Earth.
43. Building Responsive Cities: Technology, Design and Development: In this lecture, you’ll learn about the future of responsible, effective urban design and development.
44. The City Car: William Mitchell and Ryan Chin propose a cutting edge, energy efficient vehicle for urban populations.
45. The Future of Computing: Anant Agarwal discusses the future of personal computers.
46. Building the Next Generation Company: Innovation, Talent, Excellence: Find out what it will take to survive in the future marketplace when you listen to this lecture.
47. Personal Robots: Can you imagine a world full or personal robots? Listen to this lecture to discover how artificial intelligence is developing.
48. Providing Chips and Technology for a World with Four Billion Cellular Subscribers: Irwin Mark Jacobs outlines the future of mobile technology.
49. Imperative of Science and Technology in Acclerating African and Rwandan Development: Find out why and how technology will transform developing nations in the future.
50. A New Kind of Science: Stephen Wolfram wonders about a future program that could reproduce everything that happens in the universe.

100 Personal Finance Tools for Your Post-College Life

Making the transition from college life into the working world can be exciting and one of the best times of your life. It also comes with a whole host of financial challenges as well, as many students are now paying for everything in their lives for the first time, trying to make ends meet and dealing with the loads of debt accumulated from four years of college. You don’t have to go through it all without any help or guidance, however, as the web is full of tools that can help you track, budget, learn about finances and more. Here are 100 of these tools to get you started on your path to financial responsibility and hopefully success.

Creating a Budget

Learning to live on a budget can make a big difference in your financial future. Here are some tools that make creating a budget and monitoring your spending easy.

1. BillMonk: Keep track of what you owe to others as well as ensure that you’re paid what you’re owed as well using this tool.
2. Budget Tracker: Use this tool to track how much you’re spending, saving or doling out each month for bills.
3. Art of Saving: This social network is dedicated to helping you learn to save before you spend.
4. Geezeo: This online financial community will let you connect with others while you manage your money.
5. What Bills?: Check out this site to track, manage and remind yourself about all the bills you have to pay so you’ll never be late.
6. BudgetPulse: This site promises to be a "free and upbeat" way to watch all of your finances and keep you on track.
7. ExpenseView: Here, you’ll be able to create graphs that show you where your money is going each month.
8. JustBudget: Create and monitor an online budget easily with this helpful tool.
9. Plan2Spend: Use this tool to track what your monthly expenses are so you can plan and prepare for them.
10. Spending Profile: If you want a graphic representation of your spending, this site makes it easy to see where your money is going.
11. Bill Minder: With this tool you can keep a checklist of what bills have come in and which have been paid so you stay on top of what you owe.

Tracking Your Money

Keep your eye on where every last penny of your paycheck goes with these helpful finance tools.

12. mint: This site is one of the most popular for tracking and monitoring where your money is going each month. It links up all your accounts so you have easy access to all of them at once.
13. Buxfer: Through this tool you can keep track of all the money you have going in and out.
14. MoneyTrackin’: Keep track of your expenses, see how you spend your money and create a better budget through this online finance site.
15. iOweYou: If you’re sharing household expenses with a roomie, this site will let you easily keep track of who owes who money.
16. Dimewise: For a small fee you can use this online tool to manage all your financial information from one spot.
17. Expensr: With features that let you graph your monthly spending, this tracking tool offers a lot for a free resource on the web.
18. Foonance: This site uses the concept of a “money store” to help you figure out your monthly expenses.
19. Mvelopes: Take your money management in a pretty basic direction with this tool that creates online “envelopes” for saving, expenses and emergencies.
20. Shoeboxed: If you can’t keep your important receipts organized, let someone else do the work for you. This site will scan them for you so they’re easy to access.
21. Buddi: Even if you have no financial knowledge you’ll be able to use this great financial tracking tool to manage your budget.

Calculators

These calculators can help you figure out the numbers on your loans, determine how much you can save each month and more.

22. Loan Calculator: This calculator takes into account your loan size and interest and lets you know how much you’ll need to earn to pay them off without difficulty.
23. Student Loan Calculator: Check out this site to find out how much your monthly loan payment will be.
24. Loan Benefits Program Calculator: Find out if any of these loan benefits can help manage your debt through this free tool.
25. Federal Loan Consolidation Calculator: Is consolidation right for you? Learn whether or not you should do it by using this calculator.
26. How Much Will You Pay?: This tool will let you know how much you’ll end up paying on your loan depending on the size of your monthly payment.
27. How Much Can You Save?: If you have no idea how much you can even save per month then this calculator can help you to more easily figure it out.
28. Savings Calculator: This calculator will show you just how fast saving can add up.
29. Monthly Budget Calculator: Use this tool to establish a reasonable monthly budget.
30. How Much Am I Spending?: Do you have any clue how much you’re really spending each month? This calculator can help you figure it out.
31. Salary.com: Find out if you’re being paid what you’re worth at your job with this salary calculator site.
32. What is your net worth?: This calculator will help you figure out what you are worth, debts, assets and all.

Shopping Smart

Don’t blow your hard earned money. Instead, find the best deals and bargains hrough these sites.

33. Retailmenot: Check out this site for deals and coupons so that you’ll never pay retail price again.
34. PriceProtectr: Ever buy something only to have it go on sale the next week? This site can help protect you from price changes.
35. Coupon Cabin: Through this site you’ll find coupons on just about everything.
36. PriceScan: Here you can price compare a wide range of products online so you know you’re getting the best deal possible.
37. Coupons.com: Chances are good this site will have a coupon on at least one thing you’re in the market to buy.
38. mShopper: Don’t get ripped off just because you’re not at home to price compare. Use this mobile tool to stay informed on the go.
39. GottaDeal: This site contains a large list of daily deals you can take advantage of.
40. Discount Patrol: This social site allows users to post deals and share them with others, including you, so you all shop smarter.
41. Ebates.com: Buy things through the online retailers listed on this site and you’ll get money back for shopping online.
42. MakeLifeEasy: Instead of buying things randomly at the grocery store, use this shopping list creator to make a list and stick to your budget.
43. Yapta: Through this tool you can monitor airline prices to ensure you get the best ticket deal possible.

Community Support

If you’re feeling a little overwhelmed by taking the financial reins in your life, check out these online finance communities where you can get great advice and support.

44. Wesabe: Follow your finances and get help from others in this online community. You’ll be able to better manage your money and get advice from others at the same time.
45. Zopa: If you need a loan to get your ideas off the ground post-college, check out this site that does small person-to-person loans.
46. Tip’d: Join this community to get access to financial news, tips and ideas.
47. Prosper: Through this site you can invest your money in others or get money to use for your own business ventures– from people not banks.
48. Covestor: If you don’t know much about investing, use this site to follow others who do and see how they manage their accounts and holdings.
49. ZeccoShare: Share investment advice and tips with others on this community site.
50. UpDown: Use this site to practice investing in the stock market so you’ll be a pro when it comes time to do the real thing.
51. Investing Minds: Put your head together with other investors in this site that encourages sharing advice and information about investing.
52. I Hate Debt: Join this community to share tips, ideas and support about conquering debt.
53. ClearPoint: This site offers a blog, a way to share you debt stories and tools to help you pay them off.
54. NetworthIQ: Track, share and compare your financial information to that of others in this online community.
55. SaveMoney.com: Learn how to save big on everything from this community site.

Conquering Debt

Many students are graduating college with a mountain of debt to pay off and without a high paying job to make that easy. Here you’ll find an assortment of resources designed to help you combat that debt and start saving more.

56. Debt to Income Calculator: Find out if the debt you’re incurring will actually be manageable on your income with this helpful tool.
57. How long will it take me to pay off my balance?: If you have a hefty credit card balance this calculator will show you just how long it will take to pay.
58. When will you be debt free?: Debt can dominate your life for years. Learn when you’ll have yours taken care of from this tool.
59. Debt Help: If you’re having trouble managing your debts, visit this site for some immensely helpful resources.
60. Credit Card Optimizer: Find out how you can get the best deals on paying off your credit cards through this site.
61. billeater.com: Use the information on this site to better understand how to save money paying off your bills.
62. Destroy Debt: This site is designed to help you get out of debt and stay out of it.
63. Myvesta: Create a debt management plan through this site that can help you pay down your debts a little bit at a time.
64. Credit.com: From getting a credit report to managing your debt, this site is full of resources to help you manage your credit.
65. Care One Credit Counseling: Those who need a little help finding out how to tackle their debt can find it here.
66. Make Love, Not Debt: These bloggers discuss how to manage finances and debt as a couple.

Informative Blogs

Get a free financial education through the advice and information posted in these blogs.

67. Consumerist: Find out what you need to know in order to make smart consumer decisions through this site.
68. PF Advice: Get some really great financial advice on a wide range of topics from this site.
69. No Credit Needed: If you went a little crazy with credit cards in college here you can find advice on how to pay them off and get out of debt.
70. Wise Bread: This site offers some useful advice on living more frugally.
71. Cash Money Life: Learn how to make the most of having a steady job and income from this blog.
72. StopBuyingCrap: Most people like to have new things, but those things could be costing you more than they’re worth. learn how to buy less and save more here.
73. The Simple Dollar: Even financial newbies can find information that is helpful on this site.
74. Get Rich Slowly: Get rich quick schemes are almost always bad ideas, so this blog offers advice on how to do it the right way.
75. I Will Teach You to Be Rich: Take the advice of this blog to heart to save big and make smart financial decisions.
76. Saving Advice: Learn more about ways to save from this site
77. Free Money Finance:This site offers to help you improve your net worth the smart way.

Investments

Check out these resources to learn how to make the most of your money through investment opportunities.

78. Stock Option Calculator: If your new job offers you stock options, plug in the numbers here to see how it’ll work out.
79. Investment Returns: See how different investments will pay off over time with this tool.
80. When will I recover my fund costs?: Find out when your investment will pay off using this tool.
81. Stock Cloud: This tool makes it easy to track and find information on your stock picks.
82. Which bond is better?: If you plan on investing in bonds, find out which is best for you using this calculator.
83. Zacks Investment Research: Get ratings, research and recommendations from this site.
84. MarketWatch Community: Use this site to find out the information you need to make smart investment choices and enjoy a lively online community of investors.
85. Zecco Share: This site is a community based way to learn about the stock market and get tips on hot picks.
86. The Motley Fool: Not only is this site a great source of information, it allow allows users to get advice and track their own investments as well.
87. Wikinvest: This wiki can teach you about companies, the foundations of investing and a whole lot more.
88. My.WallSt.net: Create an account on this site to share information about investing and to learn more from other investors.
89. Investopedia: This site can keep you up-to-date on the latest news as well as teach you some of the basics about investing.

Finance Education

If you really feel like you don’t know as much as you should about how the financial world works, pay a visit to these free courses and e-books to learn more.

90. Family Finance: This course is offered free from USU and can help you learn how to manage the finances of just you, a household or an entire family.
91. Financial Security for All: Michigan State University offers this course that’s all about educating you on the financial issues that will have a big impact on your life in your post-college years.
92. Planning for a Secure Retirement: It’s never too early to start planning for retirement and this course from Perdue can help ensure you’re setting yourself for some peaceful golden years.
93. Real Estate Finance and Investment: Whether you want to invest in real estate developments or just buy your own home this course from MIT can help you learn the ropes.
94. Taking Control of Your Finances: This government booklet is designed to help people both young and old learn to make smart financial choices.
95. Entrepreneurial Finance: Check out this course from MIT to learn the ins and outs of what it takes to manage a business’ finances. Many lessons can be applied to your personal finances as well.
96. Personal finance: Debt and borrowing in its wider context: This course through OpenLearn will help you learn more about debt, loans and what you can expect when you borrow money.
97. Fundamentals of Personal Financial Planning: This course from UC Irvine proves that you don’t have to be a financial planner to be able to make smart decisions about your money.
98. Money 101: Take a look at this CNN guide. It will help you learn about everything from creating a realistic budget to the importance of saving.
99. Investing in Your Future: Read through the material posted on this free Rutgers course to learn how to manage your finances like an old pro and even manage investments.
100. Building Wealth: A Beginner’s Guide to Securing Your Financial Future: Even if you know little about managing money this e-book will teach you the fundamentals.